Some things you might want to know
I am credentialed with BCBS, Cigna, United HealthCare, Aetna/Banner Aetna, and Medicare.
If you are covered by another insurance company, you may pay out-of-pocket and I can provide you with a superbill to submit to your insurance for reimbursement for whatever your out-of-network benefits might be. Please contact your insurance company to find out what your policy provides.
Cash fee rate is $185 per 60-minute session.
Sliding scale fee may be available in the case of financial need.
How insurance works
Insurance can be frustrating to understand. Here is a brief summary:
Each insurance company has different plans. Your plan is specific to you and what choices your/spouses'/parents' company has provided (if any). To find out what your plan covers and what you might be responsible for out-of-pocket, you will want to call the number on the back of your card and ask the following:
1) Tell them: I am calling to ask about my in-network, out-patient behavioral health benefits.
2) What is my deductible? This is the amount you will need to pay out of pocket before your benefits kick in.
3) Do I need to meet my deductible for my behavior health benefit to cover my sessions?
4) Do I have a copay?
For each insurance, I am credentialed for an adjusted rate. While I submit my full-fee to insurance when I send in a claim, you will only be responsible for the adjusted rate if you are meeting a deductible. If you desire a more exact understanding of your personal fees, I am happy to tell you about the specifics after you talk to your insurance company.
Additionally, if paying out-of-pocket, you are entitled to a Good Faith Estimate for expected fees for my services.
For more information about this aspect of the No Surprises Act, please see www.cms.gov/nosurprises